Bad Credit Car Loans
Please note: Unfortunately, if you are unemployed or currently in a bankruptcy, then we are unable to help....
When the bank say No, we say YES
Fixed rates, fixed repayments
Easy application & fast approval
Servicing customers Australia wide
Access to the most flexible lenders
Paid and unpaid telco & utility bills!
Paid and unpaid credit card & personal loan defaults!
Paid court judgments!
Discharged Part 9 debt agreements!
If you are a someone with any of the above, then enquire with us today. When the bank says NO, we say YES!
If you are unemployed, part time, casual, self employed or on Centrelink go here
Bad Credit Car Loans
There are many reasons why owning a reliable car is not a luxury, but rather a necessity. This is true both for families and also for individuals. Cars are expensive to purchase and require the expenditure of additional money for petrol, insurance and maintenance. However, it is extremely difficult for most people to get by without one. People often must have a car to get to their jobs. Groceries must be bought and children taken to the doctor. Having a car is a necessity.
Many people feel the urgent need for a car but fear their bad credit rating will make it impossible for them to get a loan to purchase one. The good news is that purchasing a used, or even a new, car is very possible for those whose credit is less than perfect.
There are companies that specialize in bad credit car loans. They are ready to help you reach your goal of owning a used or new car at a time in your life when you need a break. They can start your credit rating on the road to recovery with a second-chance loan. They may even be able to arrange a loan for 100% of the purchase price.
These loans are available for:
• Those who are discharged bankrupts.
• People who have had credit card defaults.
• Those who forgot to pay a utility bill and suffered the consequences.
• People with unpaid defaults who have made arrangements to pay.
• Citizens who have been refused for a loan at banks.
The interest rate will be higher than the rate paid by people with a better credit rating. However, getting a car can, hopefully, help you get started down the road to a more secure financial future. A reliable used car costs much less than a new car. It would be well for those in need of a bad credit car loan to consider purchasing a used car.
Everyone needs a budget. It will be important for the person with impaired credit to draw up a budget in order to be sure that money is available from his income for the car payments and his other expenses, such as food, house or rent payments and utilities.
Securing this type of loan is a fairly simple process. It can be completely accomplished online. The borrower will first need to do research to determine the company with which he wants to do business. He will then fill out an application form online, taking care to answer every question correctly and completely. If there is a second applicant, such as a spouse, she will also need to enter her personal information.
After the loan company has received your application, one of their staff will review it and contact you about the success of your application. These companies tend to work quickly, so there probably will be a response fairly soon. If you are successful, the company will pre-approve your loan. Confidentiality is assured throughout this whole process.
If you have bad credit history and wish to apply for a car loan, we have someone waiting to answer you're loan request.
The bad credit car loans may not be as hard as you think to get, we have experts in this field waiting to help you get that car loan